Financing That Fits — No Matter Where You’re Starting From

At Alien Financial Lending, we believe every client deserves access to fair mortgage solutions — whether you have perfect credit or have been through financial challenges. That’s why we offer both Prime and Subprime Mortgage Programs, designed to match real-life borrowers with real-world financing.

Prime mortgages offer competitive rates and traditional terms for clients with stable income and strong credit. Perfect for first-time buyers, home upgrades, or renewals.

Subprime mortgages serve clients who’ve been turned away by banks due to lower credit scores, recent income changes, or unique financial situations. We look at more than just your score — we look at your potential.

Prime Mortgages

  • Low fixed or variable rates
  • Up to 95% loan-to-value
  • Available for purchases, renewals, and transfers
  • Fast approval and low documentation for salaried clients

Subprime Mortgages

  • Flexible credit score minimums
  • Income stated or low-doc options
  • Great for self-employed, rebuilding credit, or recent immigration
  • Refinance, consolidate debt, or access home equity
With access to a wide network of banks, alt-lenders, and private lenders, Alien Financial Lending finds the best-fit product — not the cookie-cutter plan. You’ll work directly with Jean-Marie Alien for honest advice, clear terms, and a stress-free path to home financing.

📞 Whether you’re ready now or rebuilding — let’s find your path to homeownership.